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Mortgages Payable In Crypto? One European Country Is Considering The Possibility


Mortgages may soon be payable in crypto….

At least that’s the case if you live in Spain. Sources are saying that Spain is considering a new law which would allow mortgages to be paid in crypto.

I wish something like this would happen stateside, and maybe if Spain actually follows through then we may find similar bill proposals here in The U.S.

If we can buy cars in crypto, then why not homes?

Let’s take a look at what Spain is trying to do:

Information on the bill could be found on

A new draft of a digital transformation law, presented by a group of lawmakers from the Popular Party in Spain, would regulate and legalize several new technologies like cryptocurrency, blockchain, and AI in the country. Among its numerous proposals, it contemplates the possibility of house owners paying their mortgages with cryptocurrencies, enticing the use of these assets as means of exchange.

But the proposal also extends this functionality to investment firms to create their own cryptocurrency for buying mortgages from banks too.

The proposal also contemplates the modernization of the structure of banks, that would be able to use blockchain, cryptocurrencies, and smart contracts to carry ordinary processes such as mortgage management, and to streamlining compensation and settlements derived from insurance policies. Blockchain technologies are also contemplated to see used in supply chain applications, and in medical processes.

Finbold also added this:

Roman Regelman, Chief Executive Officer of Asset Servicing and Head of Digital, stated, “Spain has the capacity to be a leader in digital assets.” However, the CEO confirmed:

“One of the reasons people are not comfortable with these types of investments is because there is no infrastructure to support them. If you have the most incredible asset, but you sell it in the corner store, as an investor, you are going to be worried. If you bring these operations to the main market, they increase their popularity.”

Generally, when it comes to regulating big tech and cryptocurrencies, Spain has been quite assertive.

Just last month, Spain’s parliament approved an anti-fraud law that imposes severe fines on individuals who refuse to report their cryptocurrency holdings for tax purposes.


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